Choosing The Right Neighbor

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Making the decision to purchase a home is not something that anyone takes lightly. It is generally the most expensive and most important decision many people make in their lives. Not only do you have to figure out the basics like how you want to pay for it and what kind of down payment can… [Read More]

Why Do I Need to Get the Home I Want to Buy Inspected?

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The biggest question surrounding home inspections is: do I need one? The short answer is no, it’s not necessary to buy a home, but that does not mean it’s not a good idea to have one. A home inspection may slow down the process and add a little extra cost to your home purchase but… [Read More]

Boost Your Credit Scores With These 5 Tips

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The key factor that lenders consider when it comes to determining the amount and the rate at which you borrow funds is your credit score. Your credit score is determined by your credit worthiness, or how likely it is that you will be able to repay the amount of money loaned to you. Many people… [Read More]

Pre-Approval vs Pre-Qualification

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The first thing most people think about when they start their journey to buy a home is how they plan on paying for it. Not too many people can make a cash offer on a home so securing financing is typically a major concern especially for those that are first time home buyers. Some frequent… [Read More]

Avoid These Credit Mistakes Before Purchasing a Home

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Buying a home can be a very exciting experience but when you start on your home buying journey, you’ll want to do some research and ask lots of questions from experienced professionals. One thing that many people don’t fully research before talking to a lender is how credit is used to determine your mortgage and… [Read More]

Understanding the Escrow Process

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If you are a first time home buyer, you are probably excited, nervous and have a whole lot of questions about the entire process. Buying a home is a big decision and we want to be here to help you out along the way.  The first thing you want to do is prepare and review… [Read More]

Starting the Home Buying Process

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Making the decision to purchase a home can be very exciting, but we know that it can also bring about a lot of questions and concerns. It’s a very big decision especially for a first time home buyer and at Family First Mortgage in Lafayette, LA want to do whatever we can to help you… [Read More]

Learn More About Credit Scores

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The key factor that lenders consider when it comes to determining the amount and rate at which you borrow funds is your credit score. Your credit score is determined by your credit worthiness, or how likely it is that you will be able to repay the amount of money loaned to you. Many people are… [Read More]

Relocating to Louisiana

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Are you considering to moving to Louisiana but just aren’t sure if it’s the right choice for you? There are some things you should take into account before making that choice, and we want to help you figure out if it’s the right decision for you. Making a move whether it be to a new… [Read More]

What is a Conventional Loan?

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If you are buying a home and are not purchasing with cash, you are most likely considering your finance options and the most common type of loan is a conventional loan. A conventional loan is not backed by the government like an FHA or VA loan. Types of Conventional Loans Another type of conventional loan… [Read More]