Avoid These Credit Mistakes Before Purchasing a Home

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Buying a home can be a very exciting experience but when you start on your home buying journey, you’ll want to do some research and ask lots of questions from experienced professionals. One thing that many people don’t fully research before talking to a lender is how credit is used to determine your mortgage and… [Read More]

Understanding the Escrow Process

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If you are a first time home buyer, you are probably excited, nervous and have a whole lot of questions about the entire process. Buying a home is a big decision and we want to be here to help you out along the way.  The first thing you want to do is prepare and review… [Read More]

Starting the Home Buying Process

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Making the decision to purchase a home can be very exciting, but we know that it can also bring about a lot of questions and concerns. It’s a very big decision especially for a first time home buyer and at Family First Mortgage in Lafayette, LA want to do whatever we can to help you… [Read More]

Learn More About Credit Scores

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The key factor that lenders consider when it comes to determining the amount and rate at which you borrow funds is your credit score. Your credit score is determined by your credit worthiness, or how likely it is that you will be able to repay the amount of money loaned to you. Many people are… [Read More]

Relocating to Louisiana

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Are you considering to moving to Louisiana but just aren’t sure if it’s the right choice for you? There are some things you should take into account before making that choice, and we want to help you figure out if it’s the right decision for you. Making a move whether it be to a new… [Read More]

What is a Conventional Loan?

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If you are buying a home and are not purchasing with cash, you are most likely considering your finance options and the most common type of loan is a conventional loan. A conventional loan is not backed by the government like an FHA or VA loan. Types of Conventional Loans Another type of conventional loan… [Read More]

Fixed Rate Mortgages and Adjustable Rate Mortgages

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If you are in the market to purchase a home, there’s plenty of things to research, but the most important, and usually the first thing people consider is financing. The next thing you’ll want to do is decide between the two types of mortgages: fixed rate or adjustable rate mortgage. The main difference between the… [Read More]

USDA Loans

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Are you in the process of buying a home but just not sure how you plan get funding? Or maybe you’re a first time home buyer looking for potential options to purchase without a significant down payment? Maybe a USDA is the right choice for you to fund the purchase of your new home. What… [Read More]

What Is a VA Loan?

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For those who have served in the military or armed forces, a major benefit they receive is the option to purchase a home with a VA loan. For those that qualify, they can use this loan to purchase a home or use to purchase land and build on the property. VA loans can be very… [Read More]

Understanding Closing Costs

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Thinking About Buying a Home? Are you considering buying a home and thinking about whether or not you can truly afford it? You know that there is the cost of the home, taxes, insurance, but you keep hearing about closing costs and you’re not sure what they are, how much they are, or to whom they… [Read More]