Understanding Closing Costs

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When you decide to purchase a home, there’s going to be a lot of terms and questions that come up from the very start. This might be intimidating but the more research you do, the more you learn and it doesn’t feel quite so daunting. Whether you’re just starting to consider your first time home… [Read More]

The Mortgage Approval Process

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The decision to purchase a home is a big deal for most people, especially those that are purchasing a home for the first time. If you are just starting the process, or even if you are browsing homes online, one thing that you’ll want to take into account is your financing as well as the… [Read More]

FHA Cash-Out Refinancing

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FHA loans are a great way for first time home buyers to secure financing to purchase a home especially if they have less than perfect credit or lack a large down payment. FHA loans are accessible to a wide range of people and are backed by the government so they aren’t as risky as other… [Read More]

Refinancing Your Mortgage

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What Is Refinancing? When you purchase a home you most likely took out a mortgage to buy a home. If you choose to get a new mortgage to replace the first one, that is called refinancing. If you’re credit is in good shape, refinancing can save you some money by adjusting your interest rate from… [Read More]

Choosing The Right Neighbor

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Making the decision to purchase a home is not something that anyone takes lightly. It is generally the most expensive and most important decision many people make in their lives. Not only do you have to figure out the basics like how you want to pay for it and what kind of down payment can… [Read More]

Why Do I Need to Get the Home I Want to Buy Inspected?

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The biggest question surrounding home inspections is: do I need one? The short answer is no, it’s not necessary to buy a home, but that does not mean it’s not a good idea to have one. A home inspection may slow down the process and add a little extra cost to your home purchase but… [Read More]

Boost Your Credit Scores With These 5 Tips

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The key factor that lenders consider when it comes to determining the amount and the rate at which you borrow funds is your credit score. Your credit score is determined by your credit worthiness, or how likely it is that you will be able to repay the amount of money loaned to you. Many people… [Read More]

Pre-Approval vs Pre-Qualification

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The first thing most people think about when they start their journey to buy a home is how they plan on paying for it. Not too many people can make a cash offer on a home so securing financing is typically a major concern especially for those that are first time home buyers. Some frequent… [Read More]

Avoid These Credit Mistakes Before Purchasing a Home

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Buying a home can be a very exciting experience but when you start on your home buying journey, you’ll want to do some research and ask lots of questions from experienced professionals. One thing that many people don’t fully research before talking to a lender is how credit is used to determine your mortgage and… [Read More]

Understanding the Escrow Process

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If you are a first time home buyer, you are probably excited, nervous and have a whole lot of questions about the entire process. Buying a home is a big decision and we want to be here to help you out along the way.  The first thing you want to do is prepare and review… [Read More]