Making the decision to purchase a home is not something that anyone takes lightly. It is generally the most expensive and most important decision many people make in their lives. Not only do you have to figure out the basics like how you want to pay for it and what kind of down payment can you come up with but you also have to consider other choices like do you want a back yard or do you want to remodel.
Even after you know what you want as far as style, get pre-approved for a home loan and then find the home. It’s a lot to take in and even if you find the home you like, you also want to know if it’s in an area and with neighbors you like as well. If you are a first time home buyer and have been renting for most of your life, you probably didn’t truly consider the impact your neighbors have on your living situation. Most people in rental situations, don’t have a choice who they live near, so it’s not as important, but when you are choosing a home to purchase, you will be living next to these people, for a long time, possibly even the rest of your life so making sure you pick the right neighborhood and neighbors can be a determining factor on the decision to purchase a home.
Many people buy their first home after get married and have kids but that’s not always the case. If you are deciding to purchase a home and don’t have children, you may have more options when it comes to the type of neighborhood and neighbors you want to have. For example, if you are a newly married couple, you may want the freedom to entertain your friends and family, invite friends from out of town, throw a huge house warming party; you wouldn’t want to move next to a family with a newborn or very young children since your lifestyle directly conflicts with that of theirs. You may want to purchase a condo for example that suits your lifestyle because in turn, you will generally find neighbors that suit your lifestyle as well.
On the other hand, if you are looking to start a family or already have one and it’s continuing to grow, you will look for different attributes in a home. You are more likely going to want to focus on neighborhoods with highly rated schools and access to local parks or sports facilities for after school activities. Living in a safe neighborhood is a high priority for anyone purchasing a home, but as a parent, you are probably going to be a bit more concerned with the general area and the neighbors themselves. You’ll want to live somewhere where your neighbors live a similar lifestyle and hopefully have kids in a similar age range so they can develop socially at home as well as at school. Many neighbors become lifelong friends, some even turn into future marriages and families, so the decision to move next to someone can truly have long lasting effects on your life.
Contact Us Today!
Taking the first step to buy a home is a big one and we are fully aware of that. We want to help you out whether it be with advice or helping you secure a loan, we are here to assist. Don’t be afraid to reach out to us at Family First Mortgage in Lafayette, LA today!