Featured Home Loan Programs

CONVENTIONAL

Home Loan

• As Low As 3% Down
• 620 Minimum Credit Score
• Max Loan Amount $806,500

FHA

Home Loan

• 3.5% Down Payment
• 600 Minimum Credit Score
• Max Loan Amount $524,225

USDA

Home Loan

• 100% Financing
• 620 Minimum Credit Score
• Low Mortgage Insurance

 

VA

Home Loan

• 100% Financing
• No Mortgage Insurance (PMI)
• Max Loan Amount $806,500

 

Top Mortgage Lender in Lafayette, LA

At Family First Mortgage Inc., we proudly serve Lafayette, LA, and surrounding areas as a trusted mortgage lender and mortgage broker offering expert home loan solutions. With over 70 years of combined experience, our team provides a personalized home financing experience across Louisiana and Texas. As a leading mortgage company in Lafayette, we’re committed to delivering some of the lowest mortgage rates and fees in the industry. Our exceptional client service in Lafayette and Acadiana is backed by over 180 five-star reviews on Google. Trust us for all your home mortgage needs in Lafayette, Louisiana, and Texas.

Lafayette's trusted mortgage lender: Start your home loan journey today!

Whether you're a first-time home buyer or looking to refinance, we offer expert guidance on home loans in Lafayette, making the process clear and easy. At Family First Mortgage Inc., we’re more than a Mortgage lender, your family becomes our family. We’re your trusted Mortgage Company in building a stronger financial future. Explore various loan options, including

Our service areas include: Lafayette, Broussard, Carencro, Youngsville, Scott, Breaux Bridge, St. Martinville, New Iberia, Lake Charles, and in all of Louisiana. In the state of Texas, we will be focusing on the larger metro areas: Austin, Dallas, and Houston just to name a few.

How much do you qualify for?

No Obligation. No Credit Check.

Why Choose Us

$1 Billion +

in loans funded to date

4500+

Families Helped Since 2004

182

Five Star Google Reviews 

A selfie picture of a happy family

About Family First Mortgage

To Chris Chustz, family is everything, but family for him takes on a wider meaning than most. He is the face of Family First Mortgage, founder and owner since 2004. He lives here in Lafayette with his four children and wife, Angelle; he is proud to call this community home.

“Family is our mission. We want to reach people and make an impact in their lives. We are here to help clients achieve their dreams,” says Chris. He explains that it's his goal is to reach the community in any positive way. He wants Family First Mortgage to become a beacon of light for Acadiana, starting with faith in God and Family. Helping people to finance their dreams is just the beginning. Chris has taken the name Family First and extended it to mean community as well. “We want every customer to feel connected and comfortable with our process. This isn't just about finance for them or for us. It's deeply personal and we want them to feel like family.”

It's obvious to anyone who walks through the doors at Family First, that this experience will be like no other in Acadiana. Chris leads his entire Family First team by example, often reminding them to LEAD.

L-Love.
E-Encourage.
A-Affirm.
D-Develop.

“That's what I try to show everyone who walks in this building. We want people to leave better off than they came to us.”

The latest in mortgage news.

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What Credit Score Do You Need to Buy a Home in Baton Rouge?

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Our clients are the foundation of our success

  • Thank you for getting me all the way to the closing table family first mortgage is the best I’ve learned so much in the process!!! I’m grateful to have work... read more

    Courtney Francis Avatar Courtney Francis
    February 28, 2024

    Absolute great ppl ,work hard for u ,closed on our home yesterday Hannah was amazing through whole process , spoke with owner Chris awesome faith based guy ,and company 100%... read more

    Jacob Cortez Avatar Jacob Cortez
    February 28, 2024

    Wonderful and smooth transition with Family First Mortgage. Nice and friendly staff to work with in purchasing our home. Thanks for this great experience

    Kisha Felix Avatar Kisha Felix
    February 28, 2023

    Working with Chris and Hannah made what can be a very stressful process much easier than I expected! We will use their services again and refer them to others.

    Paul Vedros Avatar Paul Vedros
    February 28, 2023
  • I had the pleasure to work with Mr Baron. He was 1st class from the beginning to the end. I would definitely recommend my family and friends to Family First... read more

    MsElaine Vavasseur Avatar MsElaine Vavasseur
    February 28, 2023

    I had an outstanding experience with Family First Mortgage in Lafayette! From the moment I first reached out, the team was incredibly responsive, professional, and attentive to my needs. They... read more

    Robert Domingue Avatar Robert Domingue
    February 7, 2025

    Nice and friendly staff. Good interest rates. I would recommend to any one looking for a trust worthy lending company

    Nathalie Day Avatar Nathalie Day
    February 7, 2025

    Jason has been absolutely amazing to work with! He answers all of my questions (even stupid ones) and helped me on my journey to buying my very first home. I... read more

    Yasmeen Mohamed Avatar Yasmeen Mohamed
    February 28, 2024
  • The absolute best!!! Chris and Hannah are amazing, they walked us through every step of the process. They are absolutely beautiful people. We absolutely highly recommend them!

    Dawn Vedros Avatar Dawn Vedros
    February 28, 2023

    Derrick and I have used Chris for multiple properties and plan to use him for future purchases. Chris is knowledgeable, professional and very dedicated to making sure we were satisfied... read more

    Tayla L Avatar Tayla L
    February 28, 2024

    Jason goes above and beyond for his clients! My client was able to get into her very first home even though the situation was tough, he didn't give up and... read more

    Sarina King Avatar Sarina King
    February 28, 2024

    If you want someone who is extremely invested in your life, and work then Barron Hubert is the man for you! He’s been calling me every week for 5 months... read more

    Stone Sawyer Avatar Stone Sawyer
    February 28, 2023
  • Chris and his team are awesome! They are very efficient and the entire staff are all about customer service!! Top notch. If you need any kind of mortgage or title... read more

    Shawn Connors Avatar Shawn Connors
    February 28, 2024

    Made buying my first home a success and will be going back in the future!

    Garrett Veazey Avatar Garrett Veazey
    February 7, 2025

    Chris and I worked together for over a year and a half and it was by far, the best experience I've had working with a mortgage company. I went through... read more

    julia trahan Avatar julia trahan
    February 28, 2024

    Chris and his entire team at Family First have been nothing short of excellent. They made every step of our home buying journey easy and pleasant! My wife and I... read more

    Logan LeBlanc Avatar Logan LeBlanc
    February 21, 2025