Featured Home Loan Programs

CONVENTIONAL

Home Loan

• As Low As 3% Down
• 620 Minimum Credit Score
• Max Loan Amount $806,500

FHA

Home Loan

• 3.5% Down Payment
• 600 Minimum Credit Score
• Max Loan Amount $524,225

USDA

Home Loan

• 100% Financing
• 620 Minimum Credit Score
• Low Mortgage Insurance

 

VA

Home Loan

• 100% Financing
• No Mortgage Insurance (PMI)
• Max Loan Amount $806,500

 

Top Mortgage Lender in Lafayette, LA

At Family First Mortgage Inc., we proudly serve Lafayette, LA, and surrounding areas as a trusted mortgage lender and mortgage broker offering expert home loan solutions. With over 70 years of combined experience, our team provides a personalized home financing experience across Louisiana and Texas. As a leading mortgage company in Lafayette, we’re committed to delivering some of the lowest mortgage rates and fees in the industry. Our exceptional client service in Lafayette and Acadiana is backed by over 180 five-star reviews on Google. Trust us for all your home mortgage needs in Lafayette, Louisiana, and Texas.

Lafayette's trusted mortgage lender: Start your home loan journey today!

Whether you're a first-time home buyer or looking to refinance, we offer expert guidance on home loans in Lafayette, making the process clear and easy. At Family First Mortgage Inc., we’re more than a Mortgage lender, your family becomes our family. We’re your trusted Mortgage Company in building a stronger financial future. Explore various loan options, including

Our service areas include: Lafayette, Broussard, Carencro, Youngsville, Scott, Breaux Bridge, St. Martinville, New Iberia, Lake Charles, and in all of Louisiana. In the state of Texas, we will be focusing on the larger metro areas: Austin, Dallas, and Houston just to name a few.

How much do you qualify for?

No Obligation. No Credit Check.

Why Choose Us

$1 Billion +

in loans funded to date

4500+

Families Helped Since 2004

182

Five Star Google Reviews 

A selfie picture of a happy family

About Family First Mortgage

To Chris Chustz, family is everything, but family for him takes on a wider meaning than most. He is the face of Family First Mortgage, founder and owner since 2004. He lives here in Lafayette with his four children and wife, Angelle; he is proud to call this community home.

“Family is our mission. We want to reach people and make an impact in their lives. We are here to help clients achieve their dreams,” says Chris. He explains that it's his goal is to reach the community in any positive way. He wants Family First Mortgage to become a beacon of light for Acadiana, starting with faith in God and Family. Helping people to finance their dreams is just the beginning. Chris has taken the name Family First and extended it to mean community as well. “We want every customer to feel connected and comfortable with our process. This isn't just about finance for them or for us. It's deeply personal and we want them to feel like family.”

It's obvious to anyone who walks through the doors at Family First, that this experience will be like no other in Acadiana. Chris leads his entire Family First team by example, often reminding them to LEAD.

L-Love.
E-Encourage.
A-Affirm.
D-Develop.

“That's what I try to show everyone who walks in this building. We want people to leave better off than they came to us.”

The latest in mortgage news.

Best Mortgage company in Lafayette, LA| Mortgage Lenders Lafayette, LA

Lafayette’s Top Choice for Homeownership: How Family First Mortgage Helps First-Time Buyers Step Into Their Dream Home

Buying your first home is more than just a financial decision — it’s a life-changing experience filled with excitement, nerves, and anticipation. In Lafayette…

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Building Dreams in Cajun Country: How Family First Mortgage Simplifies Home Financing in Lafayette, LA

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Nestled in the heart of Acadiana, Lafayette boasts a unique blend of Cajun culture, economic opportunity, and Southern hospitality. Its real-estate market reflects that…

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Our clients are the foundation of our success

  • Jason goes above and beyond for his clients! My client was able to get into her very first home even though the situation was tough, he didn't give up and... read more

    Sarina King Avatar Sarina King
    February 28, 2024

    I had the pleasure to work with Mr Baron. He was 1st class from the beginning to the end. I would definitely recommend my family and friends to Family First... read more

    MsElaine Vavasseur Avatar MsElaine Vavasseur
    February 28, 2023

    Great home buying experience! Would definitely recommend 100% to do business with these Guys again

    Mika Conques Avatar Mika Conques
    February 28, 2023

    Great experience! Chris is the best, very professional and personable, highly recommend for anyone buying a home!

    Alexander Thomas Avatar Alexander Thomas
    January 28, 2025
  • I don’t know where to begin. I will never be able to thank Jason Alexander enough!! His diligence, willingness, & persistence was everything I needed to close in... read more

    Craig Benjamin Avatar Craig Benjamin
    February 28, 2023

    Chris was such a pleasure to work with in getting approved for our dream home. He went above and beyond to ensure that it was such a smooth process and... read more

    Greg Wilborn Avatar Greg Wilborn
    June 28, 2024

    Mr. Chris Chustz treated us like family. The entire office was so welcoming and helpful. His staff made our home buying process as smooth as possible. They were always there... read more

    Taylor Thibodeaux Avatar Taylor Thibodeaux
    February 28, 2023

    Jason Alexander is one of the best people I have ever met. He and his team at family first got my wife and I in a three bedroom two bath... read more

    Hey Lay Avatar Hey Lay
    February 28, 2024
  • Working with Chris and Hannah made what can be a very stressful process much easier than I expected! We will use their services again and refer them to others.

    Paul Vedros Avatar Paul Vedros
    February 28, 2023

    Chris and his entire team at Family First have been nothing short of excellent. They made every step of our home buying journey easy and pleasant! My wife and I... read more

    Logan LeBlanc Avatar Logan LeBlanc
    February 21, 2025

    Family first mortgage was a absolute pleasure to work with. From beginning to end felt like a valued customer. Would highly recommend and plan to use them again in the... read more

    sam smith Avatar sam smith
    February 28, 2024

    They made our first home buying process a breeze. Chris and Hannah were so helpful and patient with us through out the entire process. I would recommend them to any... read more

    Gabrielle Dalby Avatar Gabrielle Dalby
    April 28, 2024
  • I had a wonderful experience with Family First Mortgage! From the moment I reached out, the team was incredibly helpful, responsive, and made the entire mortgage process smooth and stress-free.... read more

    Blaine Poole Avatar Blaine Poole
    February 7, 2025

    I highly recommend Family First!! Chris is a Godly man of high integrity. He and his team really care about every client. They made everything so easy and painless. Call... read more

    Jonathan Sanchez Avatar Jonathan Sanchez
    December 28, 2024

    The absolute best!!! Chris and Hannah are amazing, they walked us through every step of the process. They are absolutely beautiful people. We absolutely highly recommend them!

    Dawn Vedros Avatar Dawn Vedros
    February 28, 2023

    Thank you for getting me all the way to the closing table family first mortgage is the best I’ve learned so much in the process!!! I’m grateful to have work... read more

    Courtney Francis Avatar Courtney Francis
    February 28, 2024