Featured Home Loan Programs

CONVENTIONAL

Home Loan

• As Low As 3% Down
• 620 Minimum Credit Score
• Max Loan Amount $806,500

FHA

Home Loan

• 3.5% Down Payment
• 600 Minimum Credit Score
• Max Loan Amount $524,225

USDA

Home Loan

• 100% Financing
• 620 Minimum Credit Score
• Low Mortgage Insurance

 

VA

Home Loan

• 100% Financing
• No Mortgage Insurance (PMI)
• Max Loan Amount $806,500

 

Top Mortgage Lender in Lafayette, LA

At Family First Mortgage Inc., we proudly serve Lafayette, LA, and surrounding areas as a trusted mortgage lender and mortgage broker offering expert home loan solutions. With over 70 years of combined experience, our team provides a personalized home financing experience across Louisiana and Texas. As a leading mortgage company in Lafayette, we’re committed to delivering some of the lowest mortgage rates and fees in the industry. Our exceptional client service in Lafayette and Acadiana is backed by over 180 five-star reviews on Google. Trust us for all your home mortgage needs in Lafayette, Louisiana, and Texas.

Lafayette's trusted mortgage lender: Start your home loan journey today!

Whether you're a first-time home buyer or looking to refinance, we offer expert guidance on home loans in Lafayette, making the process clear and easy. At Family First Mortgage Inc., we’re more than a Mortgage lender, your family becomes our family. We’re your trusted Mortgage Company in building a stronger financial future. Explore various loan options, including

Our service areas include: Lafayette, Broussard, Carencro, Youngsville, Scott, Breaux Bridge, St. Martinville, New Iberia, Lake Charles, and in all of Louisiana. In the state of Texas, we will be focusing on the larger metro areas: Austin, Dallas, and Houston just to name a few.

How much do you qualify for?

No Obligation. No Credit Check.

Why Choose Us

$1 Billion +

in loans funded to date

4500+

Families Helped Since 2004

182

Five Star Google Reviews 

A selfie picture of a happy family

About Family First Mortgage

To Chris Chustz, family is everything, but family for him takes on a wider meaning than most. He is the face of Family First Mortgage, founder and owner since 2004. He lives here in Lafayette with his four children and wife, Angelle; he is proud to call this community home.

“Family is our mission. We want to reach people and make an impact in their lives. We are here to help clients achieve their dreams,” says Chris. He explains that it's his goal is to reach the community in any positive way. He wants Family First Mortgage to become a beacon of light for Acadiana, starting with faith in God and Family. Helping people to finance their dreams is just the beginning. Chris has taken the name Family First and extended it to mean community as well. “We want every customer to feel connected and comfortable with our process. This isn't just about finance for them or for us. It's deeply personal and we want them to feel like family.”

It's obvious to anyone who walks through the doors at Family First, that this experience will be like no other in Acadiana. Chris leads his entire Family First team by example, often reminding them to LEAD.

L-Love.
E-Encourage.
A-Affirm.
D-Develop.

“That's what I try to show everyone who walks in this building. We want people to leave better off than they came to us.”

The latest in mortgage news.

Family of 4 excited to be in new home

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Can Gift Money Be Used for a Down Payment and Closing Costs?

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Our clients are the foundation of our success

  • My family and I was on the market for our first home. We was working with another Leander, who gave us the run a round for 6 weeks. I was... read more

    Hai Pham Avatar Hai Pham
    June 28, 2024

    Family first were very great people to work with very smooth and quick. Any questions I had were answered with ease and kindness. Definitely would recommend to anyone!!

    Dustin Robarge Avatar Dustin Robarge
    November 28, 2024

    Words can't even explain how amazing and just down right wonderful the people at Family First Mortgage are. Chris and Hannah treated us like their own family. My fiancé and... read more

    Rustin Trahan Avatar Rustin Trahan
    May 28, 2024

    I don’t know where to begin. I will never be able to thank Jason Alexander enough!! His diligence, willingness, & persistence was everything I needed to close in... read more

    Craig Benjamin Avatar Craig Benjamin
    February 28, 2023
  • Jason Alexander is one of the best people I have ever met. He and his team at family first got my wife and I in a three bedroom two bath... read more

    Hey Lay Avatar Hey Lay
    February 28, 2024

    Chris and his entire team at Family First have been nothing short of excellent. They made every step of our home buying journey easy and pleasant! My wife and I... read more

    Logan LeBlanc Avatar Logan LeBlanc
    February 21, 2025

    Mr. Chris Chustz treated us like family. The entire office was so welcoming and helpful. His staff made our home buying process as smooth as possible. They were always there... read more

    Taylor Thibodeaux Avatar Taylor Thibodeaux
    February 28, 2023

    My experience with Chris from Family First Mortgage was amazing. I got on contact with him 7 months before closing on home before I sold my previous home. He responded... read more

    Taurean Goss Avatar Taurean Goss
    February 28, 2024
  • Great experience! Chris is the best, very professional and personable, highly recommend for anyone buying a home!

    Alexander Thomas Avatar Alexander Thomas
    January 28, 2025

    Derrick and I have used Chris for multiple properties and plan to use him for future purchases. Chris is knowledgeable, professional and very dedicated to making sure we were satisfied... read more

    Tayla L Avatar Tayla L
    February 28, 2024

    As first-time buyers, we could not have been better cared for than we were by Chris and his team. Through every step of the process, they made us feel like... read more

    Claire Johnson Avatar Claire Johnson
    February 28, 2024

    My fiance and I recently had the pleasure of working with Family First Mortgage. To put it short, we had an excellent experience. We spoke with Jason Alexander, who is... read more

    Jean Denis Avatar Jean Denis
    February 28, 2024
  • Hannah and Chris were absolutely incredible during this entire process. They never gave up. I would definitely recommend Family First to anyone purchasing a home. Chad Naquin

    ellie Avatar ellie
    February 28, 2023

    Chris and his team are awesome! They are very efficient and the entire staff are all about customer service!! Top notch. If you need any kind of mortgage or title... read more

    Shawn Connors Avatar Shawn Connors
    February 28, 2024

    Jason and the rest of the staff at Family First Mortgage were absolutely phenomenal!!! He made a very stressful situation extremely seamless!! I highly recommend Jasón and Family First Mortgage!!

    Oto Collins Avatar Oto Collins
    February 28, 2024

    Absolute great ppl ,work hard for u ,closed on our home yesterday Hannah was amazing through whole process , spoke with owner Chris awesome faith based guy ,and company 100%... read more

    Jacob Cortez Avatar Jacob Cortez
    February 28, 2024