Featured Home Loan Programs

CONVENTIONAL

Home Loan

• As Low As 3% Down
• 620 Minimum Credit Score
• Max Loan Amount $806,500

FHA

Home Loan

• 3.5% Down Payment
• 600 Minimum Credit Score
• Max Loan Amount $524,225

USDA

Home Loan

• 100% Financing
• 620 Minimum Credit Score
• Low Mortgage Insurance

 

VA

Home Loan

• 100% Financing
• No Mortgage Insurance (PMI)
• Max Loan Amount $806,500

 

Top Mortgage Lender in Lafayette, LA

At Family First Mortgage Inc., we proudly serve Lafayette, LA, and surrounding areas as a trusted mortgage lender and mortgage broker offering expert home loan solutions. With over 70 years of combined experience, our team provides a personalized home financing experience across Louisiana and Texas. As a leading mortgage company in Lafayette, we’re committed to delivering some of the lowest mortgage rates and fees in the industry. Our exceptional client service in Lafayette and Acadiana is backed by over 180 five-star reviews on Google. Trust us for all your home mortgage needs in Lafayette, Louisiana, and Texas.

Lafayette's trusted mortgage lender: Start your home loan journey today!

Whether you're a first-time home buyer or looking to refinance, we offer expert guidance on home loans in Lafayette, making the process clear and easy. At Family First Mortgage Inc., we’re more than a Mortgage lender, your family becomes our family. We’re your trusted Mortgage Company in building a stronger financial future. Explore various loan options, including

Our service areas include: Lafayette, Broussard, Carencro, Youngsville, Scott, Breaux Bridge, St. Martinville, New Iberia, Lake Charles, and in all of Louisiana. In the state of Texas, we will be focusing on the larger metro areas: Austin, Dallas, and Houston just to name a few.

How much do you qualify for?

No Obligation. No Credit Check.

Why Choose Us

$1 Billion +

in loans funded to date

4500+

Families Helped Since 2004

182

Five Star Google Reviews 

A selfie picture of a happy family

About Family First Mortgage

To Chris Chustz, family is everything, but family for him takes on a wider meaning than most. He is the face of Family First Mortgage, founder and owner since 2004. He lives here in Lafayette with his four children and wife, Angelle; he is proud to call this community home.

“Family is our mission. We want to reach people and make an impact in their lives. We are here to help clients achieve their dreams,” says Chris. He explains that it's his goal is to reach the community in any positive way. He wants Family First Mortgage to become a beacon of light for Acadiana, starting with faith in God and Family. Helping people to finance their dreams is just the beginning. Chris has taken the name Family First and extended it to mean community as well. “We want every customer to feel connected and comfortable with our process. This isn't just about finance for them or for us. It's deeply personal and we want them to feel like family.”

It's obvious to anyone who walks through the doors at Family First, that this experience will be like no other in Acadiana. Chris leads his entire Family First team by example, often reminding them to LEAD.

L-Love.
E-Encourage.
A-Affirm.
D-Develop.

“That's what I try to show everyone who walks in this building. We want people to leave better off than they came to us.”

The latest in mortgage news.

Family of 4 excited to be in new home

The VA Loan Benefit Many Veterans Never Tap

A lot of veterans assume the biggest VA loan advantage is the no-down-payment feature, and that is where the conversation usually stops. But another…

Read More
Professional and client reviewing document

Will Checking My Credit Hurt My Score Before Applying for a Mortgage?

Checking your credit for a mortgage usually has a much smaller impact than people fear. In most cases, a mortgage credit pull is just…

Read More
Family of 5 moving into new home

Top Mortgage Questions Realtors Should Be Ready to Answer

Home buyers usually ask the same mortgage questions long before they ask about neighborhoods or school zones. They want to know how much money…

Read More

Our clients are the foundation of our success

  • I highly recommend Family First!! Chris is a Godly man of high integrity. He and his team really care about every client. They made everything so easy and painless. Call... read more

    Jonathan Sanchez Avatar Jonathan Sanchez
    December 28, 2024

    Made buying my first home a success and will be going back in the future!

    Garrett Veazey Avatar Garrett Veazey
    February 7, 2025

    Chris and his team are all first class! They all help you with whatever questions you have and anything that you need regarding your loan. He stays on top of... read more

    Lisa M Avatar Lisa M
    November 28, 2024

    Derrick and I have used Chris for multiple properties and plan to use him for future purchases. Chris is knowledgeable, professional and very dedicated to making sure we were satisfied... read more

    Tayla L Avatar Tayla L
    February 28, 2024
  • I don’t know where to begin. I will never be able to thank Jason Alexander enough!! His diligence, willingness, & persistence was everything I needed to close in... read more

    Craig Benjamin Avatar Craig Benjamin
    February 28, 2023

    We worked with Jason Alexander for the home we closed on in May. He was efficient, honest and friendly. Everything he told me was on point and it made the... read more

    Brittany Glenn Avatar Brittany Glenn
    February 28, 2024

    Jason and the rest of the staff at Family First Mortgage were absolutely phenomenal!!! He made a very stressful situation extremely seamless!! I highly recommend Jasón and Family First Mortgage!!

    Oto Collins Avatar Oto Collins
    February 28, 2024

    The absolute best!!! Chris and Hannah are amazing, they walked us through every step of the process. They are absolutely beautiful people. We absolutely highly recommend them!

    Dawn Vedros Avatar Dawn Vedros
    February 28, 2023
  • If you want someone who is extremely invested in your life, and work then Barron Hubert is the man for you! He’s been calling me every week for 5 months... read more

    Stone Sawyer Avatar Stone Sawyer
    February 28, 2023

    I had a wonderful experience with Family First Mortgage! From the moment I reached out, the team was incredibly helpful, responsive, and made the entire mortgage process smooth and stress-free.... read more

    Blaine Poole Avatar Blaine Poole
    February 7, 2025

    Thank you for getting me all the way to the closing table family first mortgage is the best I’ve learned so much in the process!!! I’m grateful to have work... read more

    Courtney Francis Avatar Courtney Francis
    February 28, 2024

    There is nothing better than working with family and that’s exactly how Chris Chustz at Family First Mortgage has made us feel! Chris has been and will always be our... read more

    Lindsay Sathre Avatar Lindsay Sathre
    July 28, 2024
  • My fiance and I recently had the pleasure of working with Family First Mortgage. To put it short, we had an excellent experience. We spoke with Jason Alexander, who is... read more

    Jean Denis Avatar Jean Denis
    February 28, 2024

    Family first were very great people to work with very smooth and quick. Any questions I had were answered with ease and kindness. Definitely would recommend to anyone!!

    Dustin Robarge Avatar Dustin Robarge
    November 28, 2024

    Where do I begin.. This was such an amazing experience for my husband and I . Jason Alexander’s knowledge and welcoming ambience definitely made this that much more amazing... read more

    shantell carter Avatar shantell carter
    February 28, 2024

    Great home buying experience! Would definitely recommend 100% to do business with these Guys again

    Mika Conques Avatar Mika Conques
    February 28, 2023