Featured Home Loan Programs

CONVENTIONAL

Home Loan

• As Low As 3% Down
• 620 Minimum Credit Score
• Max Loan Amount $806,500

FHA

Home Loan

• 3.5% Down Payment
• 600 Minimum Credit Score
• Max Loan Amount $524,225

USDA

Home Loan

• 100% Financing
• 620 Minimum Credit Score
• Low Mortgage Insurance

 

VA

Home Loan

• 100% Financing
• No Mortgage Insurance (PMI)
• Max Loan Amount $806,500

 

Top Mortgage Lender in Lafayette, LA

At Family First Mortgage Inc., we proudly serve Lafayette, LA, and surrounding areas as a trusted mortgage lender and mortgage broker offering expert home loan solutions. With over 70 years of combined experience, our team provides a personalized home financing experience across Louisiana and Texas. As a leading mortgage company in Lafayette, we’re committed to delivering some of the lowest mortgage rates and fees in the industry. Our exceptional client service in Lafayette and Acadiana is backed by over 180 five-star reviews on Google. Trust us for all your home mortgage needs in Lafayette, Louisiana, and Texas.

Lafayette's trusted mortgage lender: Start your home loan journey today!

Whether you're a first-time home buyer or looking to refinance, we offer expert guidance on home loans in Lafayette, making the process clear and easy. At Family First Mortgage Inc., we’re more than a Mortgage lender, your family becomes our family. We’re your trusted Mortgage Company in building a stronger financial future. Explore various loan options, including

Our service areas include: Lafayette, Broussard, Carencro, Youngsville, Scott, Breaux Bridge, St. Martinville, New Iberia, Lake Charles, and in all of Louisiana. In the state of Texas, we will be focusing on the larger metro areas: Austin, Dallas, and Houston just to name a few.

How much do you qualify for?

No Obligation. No Credit Check.

Why Choose Us

$1 Billion +

in loans funded to date

4500+

Families Helped Since 2004

182

Five Star Google Reviews 

A selfie picture of a happy family

About Family First Mortgage

To Chris Chustz, family is everything, but family for him takes on a wider meaning than most. He is the face of Family First Mortgage, founder and owner since 2004. He lives here in Lafayette with his four children and wife, Angelle; he is proud to call this community home.

“Family is our mission. We want to reach people and make an impact in their lives. We are here to help clients achieve their dreams,” says Chris. He explains that it's his goal is to reach the community in any positive way. He wants Family First Mortgage to become a beacon of light for Acadiana, starting with faith in God and Family. Helping people to finance their dreams is just the beginning. Chris has taken the name Family First and extended it to mean community as well. “We want every customer to feel connected and comfortable with our process. This isn't just about finance for them or for us. It's deeply personal and we want them to feel like family.”

It's obvious to anyone who walks through the doors at Family First, that this experience will be like no other in Acadiana. Chris leads his entire Family First team by example, often reminding them to LEAD.

L-Love.
E-Encourage.
A-Affirm.
D-Develop.

“That's what I try to show everyone who walks in this building. We want people to leave better off than they came to us.”

The latest in mortgage news.

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Will Checking Your Credit Hurt Your Score?

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First-Time Homebuyer Tips: What You Need Before Applying for a Loan

A lot of first-time buyers think the biggest hurdle is finding the right house, but the mortgage process usually starts earlier than that. It…

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A lot of Baton Rouge buyers assume homeownership is off the table until they have tens of thousands of dollars saved. That belief keeps…

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Our clients are the foundation of our success

  • My husband and I recently obtained our first mortgage through Family First, and we are so glad that Hannah was there to help us every step of the way. Our... read more

    Alyssa Fontenot Avatar Alyssa Fontenot
    July 28, 2024

    There is nothing better than working with family and that’s exactly how Chris Chustz at Family First Mortgage has made us feel! Chris has been and will always be our... read more

    Lindsay Sathre Avatar Lindsay Sathre
    July 28, 2024

    Our Mortgage broker Chris is fantastic. He’s not only a great friend but an even better broker. He’s always on his game and very knowledgeable and prompt with anything I’ve... read more

    Johann Sathre Avatar Johann Sathre
    July 28, 2024

    As first-time buyers, we could not have been better cared for than we were by Chris and his team. Through every step of the process, they made us feel like... read more

    Claire Johnson Avatar Claire Johnson
    February 28, 2024
  • Chris and his team are all first class! They all help you with whatever questions you have and anything that you need regarding your loan. He stays on top of... read more

    Lisa M Avatar Lisa M
    November 28, 2024

    My family and I decided to build about 8 months ago. Hannah with Family First Mortgage acted in our behalf as our broker. We’re now about to move in thanks... read more

    Brandon D Avatar Brandon D
    February 28, 2023

    Chris was such a pleasure to work with in getting approved for our dream home. He went above and beyond to ensure that it was such a smooth process and... read more

    Greg Wilborn Avatar Greg Wilborn
    June 28, 2024

    Great experience! Chris is the best, very professional and personable, highly recommend for anyone buying a home!

    Alexander Thomas Avatar Alexander Thomas
    January 28, 2025
  • Absolute great ppl ,work hard for u ,closed on our home yesterday Hannah was amazing through whole process , spoke with owner Chris awesome faith based guy ,and company 100%... read more

    Jacob Cortez Avatar Jacob Cortez
    February 28, 2024

    Chris and his team are awesome! They are very efficient and the entire staff are all about customer service!! Top notch. If you need any kind of mortgage or title... read more

    Shawn Connors Avatar Shawn Connors
    February 28, 2024

    Wonderful and smooth transition with Family First Mortgage. Nice and friendly staff to work with in purchasing our home. Thanks for this great experience

    Kisha Felix Avatar Kisha Felix
    February 28, 2023

    Nice and friendly staff. Good interest rates. I would recommend to any one looking for a trust worthy lending company

    Nathalie Day Avatar Nathalie Day
    February 7, 2025
  • Jason has been absolutely amazing to work with! He answers all of my questions (even stupid ones) and helped me on my journey to buying my very first home. I... read more

    Yasmeen Mohamed Avatar Yasmeen Mohamed
    February 28, 2024

    I had the pleasure to work with Mr Baron. He was 1st class from the beginning to the end. I would definitely recommend my family and friends to Family First... read more

    MsElaine Vavasseur Avatar MsElaine Vavasseur
    February 28, 2023

    Working with Chris and Hannah made what can be a very stressful process much easier than I expected! We will use their services again and refer them to others.

    Paul Vedros Avatar Paul Vedros
    February 28, 2023

    Jason goes above and beyond for his clients! My client was able to get into her very first home even though the situation was tough, he didn't give up and... read more

    Sarina King Avatar Sarina King
    February 28, 2024