Featured Home Loan Programs

CONVENTIONAL

Home Loan

• As Low As 3% Down
• 620 Minimum Credit Score
• Max Loan Amount $806,500

FHA

Home Loan

• 3.5% Down Payment
• 600 Minimum Credit Score
• Max Loan Amount $524,225

USDA

Home Loan

• 100% Financing
• 620 Minimum Credit Score
• Low Mortgage Insurance

 

VA

Home Loan

• 100% Financing
• No Mortgage Insurance (PMI)
• Max Loan Amount $806,500

 

Top Mortgage Lender in Lafayette, LA

At Family First Mortgage Inc., we proudly serve Lafayette, LA, and surrounding areas as a trusted mortgage lender and mortgage broker offering expert home loan solutions. With over 70 years of combined experience, our team provides a personalized home financing experience across Louisiana and Texas. As a leading mortgage company in Lafayette, we’re committed to delivering some of the lowest mortgage rates and fees in the industry. Our exceptional client service in Lafayette and Acadiana is backed by over 180 five-star reviews on Google. Trust us for all your home mortgage needs in Lafayette, Louisiana, and Texas.

Lafayette's trusted mortgage lender: Start your home loan journey today!

Whether you're a first-time home buyer or looking to refinance, we offer expert guidance on home loans in Lafayette, making the process clear and easy. At Family First Mortgage Inc., we’re more than a Mortgage lender, your family becomes our family. We’re your trusted Mortgage Company in building a stronger financial future. Explore various loan options, including

Our service areas include: Lafayette, Broussard, Carencro, Youngsville, Scott, Breaux Bridge, St. Martinville, New Iberia, Lake Charles, and in all of Louisiana. In the state of Texas, we will be focusing on the larger metro areas: Austin, Dallas, and Houston just to name a few.

How much do you qualify for?

No Obligation. No Credit Check.

Why Choose Us

$1 Billion +

in loans funded to date

4500+

Families Helped Since 2004

182

Five Star Google Reviews 

A selfie picture of a happy family

About Family First Mortgage

To Chris Chustz, family is everything, but family for him takes on a wider meaning than most. He is the face of Family First Mortgage, founder and owner since 2004. He lives here in Lafayette with his four children and wife, Angelle; he is proud to call this community home.

“Family is our mission. We want to reach people and make an impact in their lives. We are here to help clients achieve their dreams,” says Chris. He explains that it's his goal is to reach the community in any positive way. He wants Family First Mortgage to become a beacon of light for Acadiana, starting with faith in God and Family. Helping people to finance their dreams is just the beginning. Chris has taken the name Family First and extended it to mean community as well. “We want every customer to feel connected and comfortable with our process. This isn't just about finance for them or for us. It's deeply personal and we want them to feel like family.”

It's obvious to anyone who walks through the doors at Family First, that this experience will be like no other in Acadiana. Chris leads his entire Family First team by example, often reminding them to LEAD.

L-Love.
E-Encourage.
A-Affirm.
D-Develop.

“That's what I try to show everyone who walks in this building. We want people to leave better off than they came to us.”

The latest in mortgage news.

Exterior of white single family home with large lawn

What to Do When Underwriting Asks for a Letter of Explanation

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Yes, gift money can often be used for a down payment, closing costs, or both. The main rule is simple: the money has to…

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Our clients are the foundation of our success

  • Chris and I worked together for over a year and a half and it was by far, the best experience I've had working with a mortgage company. I went through... read more

    julia trahan Avatar julia trahan
    February 28, 2024

    They made our first home buying process a breeze. Chris and Hannah were so helpful and patient with us through out the entire process. I would recommend them to any... read more

    Gabrielle Dalby Avatar Gabrielle Dalby
    April 28, 2024

    Chris and his entire team at Family First have been nothing short of excellent. They made every step of our home buying journey easy and pleasant! My wife and I... read more

    Logan LeBlanc Avatar Logan LeBlanc
    February 21, 2025

    I had the pleasure to work with Mr Baron. He was 1st class from the beginning to the end. I would definitely recommend my family and friends to Family First... read more

    MsElaine Vavasseur Avatar MsElaine Vavasseur
    February 28, 2023
  • Chris was such a pleasure to work with in getting approved for our dream home. He went above and beyond to ensure that it was such a smooth process and... read more

    Greg Wilborn Avatar Greg Wilborn
    June 28, 2024

    Jason has been absolutely amazing to work with! He answers all of my questions (even stupid ones) and helped me on my journey to buying my very first home. I... read more

    Yasmeen Mohamed Avatar Yasmeen Mohamed
    February 28, 2024

    Great home buying experience! Would definitely recommend 100% to do business with these Guys again

    Mika Conques Avatar Mika Conques
    February 28, 2023

    The absolute best!!! Chris and Hannah are amazing, they walked us through every step of the process. They are absolutely beautiful people. We absolutely highly recommend them!

    Dawn Vedros Avatar Dawn Vedros
    February 28, 2023
  • Family first were very great people to work with very smooth and quick. Any questions I had were answered with ease and kindness. Definitely would recommend to anyone!!

    Dustin Robarge Avatar Dustin Robarge
    November 28, 2024

    Mr. Chris Chustz treated us like family. The entire office was so welcoming and helpful. His staff made our home buying process as smooth as possible. They were always there... read more

    Taylor Thibodeaux Avatar Taylor Thibodeaux
    February 28, 2023

    We worked with Jason Alexander for the home we closed on in May. He was efficient, honest and friendly. Everything he told me was on point and it made the... read more

    Brittany Glenn Avatar Brittany Glenn
    February 28, 2024

    I don’t know where to begin. I will never be able to thank Jason Alexander enough!! His diligence, willingness, & persistence was everything I needed to close in... read more

    Craig Benjamin Avatar Craig Benjamin
    February 28, 2023
  • Absolute great ppl ,work hard for u ,closed on our home yesterday Hannah was amazing through whole process , spoke with owner Chris awesome faith based guy ,and company 100%... read more

    Jacob Cortez Avatar Jacob Cortez
    February 28, 2024

    As first-time buyers, we could not have been better cared for than we were by Chris and his team. Through every step of the process, they made us feel like... read more

    Claire Johnson Avatar Claire Johnson
    February 28, 2024

    Unbelievable service, Chris and his team took care of me every step of the way. Super fast closing as well.

    Kerry Boumans Avatar Kerry Boumans
    February 28, 2024

    If you want someone who is extremely invested in your life, and work then Barron Hubert is the man for you! He’s been calling me every week for 5 months... read more

    Stone Sawyer Avatar Stone Sawyer
    February 28, 2023