Featured Home Loan Programs

CONVENTIONAL

Home Loan

• As Low As 3% Down
• 620 Minimum Credit Score
• Max Loan Amount $806,500

FHA

Home Loan

• 3.5% Down Payment
• 600 Minimum Credit Score
• Max Loan Amount $524,225

USDA

Home Loan

• 100% Financing
• 620 Minimum Credit Score
• Low Mortgage Insurance

 

VA

Home Loan

• 100% Financing
• No Mortgage Insurance (PMI)
• Max Loan Amount $806,500

 

Top Mortgage Lender in Lafayette, LA

At Family First Mortgage Inc., we proudly serve Lafayette, LA, and surrounding areas as a trusted mortgage lender and mortgage broker offering expert home loan solutions. With over 70 years of combined experience, our team provides a personalized home financing experience across Louisiana and Texas. As a leading mortgage company in Lafayette, we’re committed to delivering some of the lowest mortgage rates and fees in the industry. Our exceptional client service in Lafayette and Acadiana is backed by over 180 five-star reviews on Google. Trust us for all your home mortgage needs in Lafayette, Louisiana, and Texas.

Lafayette's trusted mortgage lender: Start your home loan journey today!

Whether you're a first-time home buyer or looking to refinance, we offer expert guidance on home loans in Lafayette, making the process clear and easy. At Family First Mortgage Inc., we’re more than a Mortgage lender, your family becomes our family. We’re your trusted Mortgage Company in building a stronger financial future. Explore various loan options, including

Our service areas include: Lafayette, Broussard, Carencro, Youngsville, Scott, Breaux Bridge, St. Martinville, New Iberia, Lake Charles, and in all of Louisiana. In the state of Texas, we will be focusing on the larger metro areas: Austin, Dallas, and Houston just to name a few.

How much do you qualify for?

No Obligation. No Credit Check.

Why Choose Us

$1 Billion +

in loans funded to date

4500+

Families Helped Since 2004

182

Five Star Google Reviews 

A selfie picture of a happy family

About Family First Mortgage

To Chris Chustz, family is everything, but family for him takes on a wider meaning than most. He is the face of Family First Mortgage, founder and owner since 2004. He lives here in Lafayette with his four children and wife, Angelle; he is proud to call this community home.

“Family is our mission. We want to reach people and make an impact in their lives. We are here to help clients achieve their dreams,” says Chris. He explains that it's his goal is to reach the community in any positive way. He wants Family First Mortgage to become a beacon of light for Acadiana, starting with faith in God and Family. Helping people to finance their dreams is just the beginning. Chris has taken the name Family First and extended it to mean community as well. “We want every customer to feel connected and comfortable with our process. This isn't just about finance for them or for us. It's deeply personal and we want them to feel like family.”

It's obvious to anyone who walks through the doors at Family First, that this experience will be like no other in Acadiana. Chris leads his entire Family First team by example, often reminding them to LEAD.

L-Love.
E-Encourage.
A-Affirm.
D-Develop.

“That's what I try to show everyone who walks in this building. We want people to leave better off than they came to us.”

The latest in mortgage news.

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How Much Down Payment Do You Need for a Home in Baton Rouge?

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Our clients are the foundation of our success

  • Chris and his team are awesome! They are very efficient and the entire staff are all about customer service!! Top notch. If you need any kind of mortgage or title... read more

    Shawn Connors Avatar Shawn Connors
    February 28, 2024

    Jason Alexander is one of the best people I have ever met. He and his team at family first got my wife and I in a three bedroom two bath... read more

    Hey Lay Avatar Hey Lay
    February 28, 2024

    Chris was such a pleasure to work with in getting approved for our dream home. He went above and beyond to ensure that it was such a smooth process and... read more

    Greg Wilborn Avatar Greg Wilborn
    June 28, 2024

    Words can't even explain how amazing and just down right wonderful the people at Family First Mortgage are. Chris and Hannah treated us like their own family. My fiancé and... read more

    Rustin Trahan Avatar Rustin Trahan
    May 28, 2024
  • Chris and Hannah really made every step of the way as stress free as possible in our home buying adventure. Every question answered and made us sure that we could... read more

    Logan Schexnider Avatar Logan Schexnider
    April 28, 2024

    Jason goes above and beyond for his clients! My client was able to get into her very first home even though the situation was tough, he didn't give up and... read more

    Sarina King Avatar Sarina King
    February 28, 2024

    Derrick and I have used Chris for multiple properties and plan to use him for future purchases. Chris is knowledgeable, professional and very dedicated to making sure we were satisfied... read more

    Tayla L Avatar Tayla L
    February 28, 2024

    Great experience! Chris is the best, very professional and personable, highly recommend for anyone buying a home!

    Alexander Thomas Avatar Alexander Thomas
    January 28, 2025
  • Where do I begin.. This was such an amazing experience for my husband and I . Jason Alexander’s knowledge and welcoming ambience definitely made this that much more amazing... read more

    shantell carter Avatar shantell carter
    February 28, 2024

    We worked with Jason Alexander for the home we closed on in May. He was efficient, honest and friendly. Everything he told me was on point and it made the... read more

    Brittany Glenn Avatar Brittany Glenn
    February 28, 2024

    My experience with Chris from Family First Mortgage was amazing. I got on contact with him 7 months before closing on home before I sold my previous home. He responded... read more

    Taurean Goss Avatar Taurean Goss
    February 28, 2024

    My family and I decided to build about 8 months ago. Hannah with Family First Mortgage acted in our behalf as our broker. We’re now about to move in thanks... read more

    Brandon D Avatar Brandon D
    February 28, 2023
  • The absolute best!!! Chris and Hannah are amazing, they walked us through every step of the process. They are absolutely beautiful people. We absolutely highly recommend them!

    Dawn Vedros Avatar Dawn Vedros
    February 28, 2023

    They made our first home buying process a breeze. Chris and Hannah were so helpful and patient with us through out the entire process. I would recommend them to any... read more

    Gabrielle Dalby Avatar Gabrielle Dalby
    April 28, 2024

    Family First Mortgage helped me and my family to achieve a better life choice and they worked with me every step of the way to make sure I was taken... read more

    Brittney Hayes Avatar Brittney Hayes
    February 28, 2024

    Wonderful and smooth transition with Family First Mortgage. Nice and friendly staff to work with in purchasing our home. Thanks for this great experience

    Kisha Felix Avatar Kisha Felix
    February 28, 2023