Featured Home Loan Programs

CONVENTIONAL

Home Loan

• As Low As 3% Down
• 620 Minimum Credit Score
• Max Loan Amount $806,500

FHA

Home Loan

• 3.5% Down Payment
• 600 Minimum Credit Score
• Max Loan Amount $524,225

USDA

Home Loan

• 100% Financing
• 620 Minimum Credit Score
• Low Mortgage Insurance

 

VA

Home Loan

• 100% Financing
• No Mortgage Insurance (PMI)
• Max Loan Amount $806,500

 

Top Mortgage Lender in Lafayette, LA

At Family First Mortgage Inc., we proudly serve Lafayette, LA, and surrounding areas as a trusted mortgage lender and mortgage broker offering expert home loan solutions. With over 70 years of combined experience, our team provides a personalized home financing experience across Louisiana and Texas. As a leading mortgage company in Lafayette, we’re committed to delivering some of the lowest mortgage rates and fees in the industry. Our exceptional client service in Lafayette and Acadiana is backed by over 180 five-star reviews on Google. Trust us for all your home mortgage needs in Lafayette, Louisiana, and Texas.

Lafayette's trusted mortgage lender: Start your home loan journey today!

Whether you're a first-time home buyer or looking to refinance, we offer expert guidance on home loans in Lafayette, making the process clear and easy. At Family First Mortgage Inc., we’re more than a Mortgage lender, your family becomes our family. We’re your trusted Mortgage Company in building a stronger financial future. Explore various loan options, including

Our service areas include: Lafayette, Broussard, Carencro, Youngsville, Scott, Breaux Bridge, St. Martinville, New Iberia, Lake Charles, and in all of Louisiana. In the state of Texas, we will be focusing on the larger metro areas: Austin, Dallas, and Houston just to name a few.

How much do you qualify for?

No Obligation. No Credit Check.

Why Choose Us

$1 Billion +

in loans funded to date

4500+

Families Helped Since 2004

182

Five Star Google Reviews 

A selfie picture of a happy family

About Family First Mortgage

To Chris Chustz, family is everything, but family for him takes on a wider meaning than most. He is the face of Family First Mortgage, founder and owner since 2004. He lives here in Lafayette with his four children and wife, Angelle; he is proud to call this community home.

“Family is our mission. We want to reach people and make an impact in their lives. We are here to help clients achieve their dreams,” says Chris. He explains that it's his goal is to reach the community in any positive way. He wants Family First Mortgage to become a beacon of light for Acadiana, starting with faith in God and Family. Helping people to finance their dreams is just the beginning. Chris has taken the name Family First and extended it to mean community as well. “We want every customer to feel connected and comfortable with our process. This isn't just about finance for them or for us. It's deeply personal and we want them to feel like family.”

It's obvious to anyone who walks through the doors at Family First, that this experience will be like no other in Acadiana. Chris leads his entire Family First team by example, often reminding them to LEAD.

L-Love.
E-Encourage.
A-Affirm.
D-Develop.

“That's what I try to show everyone who walks in this building. We want people to leave better off than they came to us.”

The latest in mortgage news.

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Our clients are the foundation of our success

  • They made our first home buying process a breeze. Chris and Hannah were so helpful and patient with us through out the entire process. I would recommend them to any... read more

    Gabrielle Dalby Avatar Gabrielle Dalby
    April 28, 2024

    I don’t know where to begin. I will never be able to thank Jason Alexander enough!! His diligence, willingness, & persistence was everything I needed to close in... read more

    Craig Benjamin Avatar Craig Benjamin
    February 28, 2023

    My husband and I recently obtained our first mortgage through Family First, and we are so glad that Hannah was there to help us every step of the way. Our... read more

    Alyssa Fontenot Avatar Alyssa Fontenot
    July 28, 2024

    I had the pleasure to work with Mr Baron. He was 1st class from the beginning to the end. I would definitely recommend my family and friends to Family First... read more

    MsElaine Vavasseur Avatar MsElaine Vavasseur
    February 28, 2023
  • Derrick and I have used Chris for multiple properties and plan to use him for future purchases. Chris is knowledgeable, professional and very dedicated to making sure we were satisfied... read more

    Tayla L Avatar Tayla L
    February 28, 2024

    Nice and friendly staff. Good interest rates. I would recommend to any one looking for a trust worthy lending company

    Nathalie Day Avatar Nathalie Day
    February 7, 2025

    Chris and his entire team at Family First have been nothing short of excellent. They made every step of our home buying journey easy and pleasant! My wife and I... read more

    Logan LeBlanc Avatar Logan LeBlanc
    February 21, 2025

    If you want someone who is extremely invested in your life, and work then Barron Hubert is the man for you! He’s been calling me every week for 5 months... read more

    Stone Sawyer Avatar Stone Sawyer
    February 28, 2023
  • There is nothing better than working with family and that’s exactly how Chris Chustz at Family First Mortgage has made us feel! Chris has been and will always be our... read more

    Lindsay Sathre Avatar Lindsay Sathre
    July 28, 2024

    My family and I was on the market for our first home. We was working with another Leander, who gave us the run a round for 6 weeks. I was... read more

    Hai Pham Avatar Hai Pham
    June 28, 2024

    The absolute best!!! Chris and Hannah are amazing, they walked us through every step of the process. They are absolutely beautiful people. We absolutely highly recommend them!

    Dawn Vedros Avatar Dawn Vedros
    February 28, 2023

    Great home buying experience! Would definitely recommend 100% to do business with these Guys again

    Mika Conques Avatar Mika Conques
    February 28, 2023
  • Unbelievable service, Chris and his team took care of me every step of the way. Super fast closing as well.

    Kerry Boumans Avatar Kerry Boumans
    February 28, 2024

    Working with Chris and Hannah made what can be a very stressful process much easier than I expected! We will use their services again and refer them to others.

    Paul Vedros Avatar Paul Vedros
    February 28, 2023

    My family and I decided to build about 8 months ago. Hannah with Family First Mortgage acted in our behalf as our broker. We’re now about to move in thanks... read more

    Brandon D Avatar Brandon D
    February 28, 2023

    I bought my first house in August 2023. Highly recommend, the best place to buy a house! Hands down! Chris and Hannah took care of everything for me in a... read more

    Dre Roy Avatar Dre Roy
    February 28, 2024