Featured Home Loan Programs

CONVENTIONAL

Home Loan

• As Low As 3% Down
• 620 Minimum Credit Score
• Max Loan Amount $806,500

FHA

Home Loan

• 3.5% Down Payment
• 600 Minimum Credit Score
• Max Loan Amount $524,225

USDA

Home Loan

• 100% Financing
• 620 Minimum Credit Score
• Low Mortgage Insurance

 

VA

Home Loan

• 100% Financing
• No Mortgage Insurance (PMI)
• Max Loan Amount $806,500

 

Top Mortgage Lender in Lafayette, LA

At Family First Mortgage Inc., we proudly serve Lafayette, LA, and surrounding areas as a trusted mortgage lender and mortgage broker offering expert home loan solutions. With over 70 years of combined experience, our team provides a personalized home financing experience across Louisiana and Texas. As a leading mortgage company in Lafayette, we’re committed to delivering some of the lowest mortgage rates and fees in the industry. Our exceptional client service in Lafayette and Acadiana is backed by over 180 five-star reviews on Google. Trust us for all your home mortgage needs in Lafayette, Louisiana, and Texas.

Lafayette's trusted mortgage lender: Start your home loan journey today!

Whether you're a first-time home buyer or looking to refinance, we offer expert guidance on home loans in Lafayette, making the process clear and easy. At Family First Mortgage Inc., we’re more than a Mortgage lender, your family becomes our family. We’re your trusted Mortgage Company in building a stronger financial future. Explore various loan options, including

Our service areas include: Lafayette, Broussard, Carencro, Youngsville, Scott, Breaux Bridge, St. Martinville, New Iberia, Lake Charles, and in all of Louisiana. In the state of Texas, we will be focusing on the larger metro areas: Austin, Dallas, and Houston just to name a few.

How much do you qualify for?

No Obligation. No Credit Check.

Why Choose Us

$1 Billion +

in loans funded to date

4500+

Families Helped Since 2004

182

Five Star Google Reviews 

A selfie picture of a happy family

About Family First Mortgage

To Chris Chustz, family is everything, but family for him takes on a wider meaning than most. He is the face of Family First Mortgage, founder and owner since 2004. He lives here in Lafayette with his four children and wife, Angelle; he is proud to call this community home.

“Family is our mission. We want to reach people and make an impact in their lives. We are here to help clients achieve their dreams,” says Chris. He explains that it's his goal is to reach the community in any positive way. He wants Family First Mortgage to become a beacon of light for Acadiana, starting with faith in God and Family. Helping people to finance their dreams is just the beginning. Chris has taken the name Family First and extended it to mean community as well. “We want every customer to feel connected and comfortable with our process. This isn't just about finance for them or for us. It's deeply personal and we want them to feel like family.”

It's obvious to anyone who walks through the doors at Family First, that this experience will be like no other in Acadiana. Chris leads his entire Family First team by example, often reminding them to LEAD.

L-Love.
E-Encourage.
A-Affirm.
D-Develop.

“That's what I try to show everyone who walks in this building. We want people to leave better off than they came to us.”

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Our clients are the foundation of our success

  • Working with Chris and Hannah made what can be a very stressful process much easier than I expected! We will use their services again and refer them to others.

    Paul Vedros Avatar Paul Vedros
    February 28, 2023

    Thank you for getting me all the way to the closing table family first mortgage is the best I’ve learned so much in the process!!! I’m grateful to have work... read more

    Courtney Francis Avatar Courtney Francis
    February 28, 2024

    Nice and friendly staff. Good interest rates. I would recommend to any one looking for a trust worthy lending company

    Nathalie Day Avatar Nathalie Day
    February 7, 2025

    Great home buying experience! Would definitely recommend 100% to do business with these Guys again

    Mika Conques Avatar Mika Conques
    February 28, 2023
  • Derrick and I have used Chris for multiple properties and plan to use him for future purchases. Chris is knowledgeable, professional and very dedicated to making sure we were satisfied... read more

    Tayla L Avatar Tayla L
    February 28, 2024

    My family and I was on the market for our first home. We was working with another Leander, who gave us the run a round for 6 weeks. I was... read more

    Hai Pham Avatar Hai Pham
    June 28, 2024

    Family first mortgage was a absolute pleasure to work with. From beginning to end felt like a valued customer. Would highly recommend and plan to use them again in the... read more

    sam smith Avatar sam smith
    February 28, 2024

    Made buying my first home a success and will be going back in the future!

    Garrett Veazey Avatar Garrett Veazey
    February 7, 2025
  • As first-time buyers, we could not have been better cared for than we were by Chris and his team. Through every step of the process, they made us feel like... read more

    Claire Johnson Avatar Claire Johnson
    February 28, 2024

    Family First Mortgage helped me and my family to achieve a better life choice and they worked with me every step of the way to make sure I was taken... read more

    Brittney Hayes Avatar Brittney Hayes
    February 28, 2024

    Mr. Chris Chustz treated us like family. The entire office was so welcoming and helpful. His staff made our home buying process as smooth as possible. They were always there... read more

    Taylor Thibodeaux Avatar Taylor Thibodeaux
    February 28, 2023

    My husband and I recently had the pleasure of working with Family First Mortgage, and we couldn’t be happier with the experience. From the moment we first reached out, Mr.... read more

    Kristen Johnson Avatar Kristen Johnson
    June 28, 2024
  • They made our first home buying process a breeze. Chris and Hannah were so helpful and patient with us through out the entire process. I would recommend them to any... read more

    Gabrielle Dalby Avatar Gabrielle Dalby
    April 28, 2024

    The absolute best!!! Chris and Hannah are amazing, they walked us through every step of the process. They are absolutely beautiful people. We absolutely highly recommend them!

    Dawn Vedros Avatar Dawn Vedros
    February 28, 2023

    Our home buying process was unique to say the least. My husband and I made the correct choice when we decided to meet with Chris at Family First Mortgage. Not... read more

    Amanda Luquette Avatar Amanda Luquette
    April 28, 2024

    We worked with Jason Alexander for the home we closed on in May. He was efficient, honest and friendly. Everything he told me was on point and it made the... read more

    Brittany Glenn Avatar Brittany Glenn
    February 28, 2024