Featured Home Loan Programs

CONVENTIONAL

Home Loan

• As Low As 3% Down
• 620 Minimum Credit Score
• Max Loan Amount $806,500

FHA

Home Loan

• 3.5% Down Payment
• 600 Minimum Credit Score
• Max Loan Amount $524,225

USDA

Home Loan

• 100% Financing
• 620 Minimum Credit Score
• Low Mortgage Insurance

 

VA

Home Loan

• 100% Financing
• No Mortgage Insurance (PMI)
• Max Loan Amount $806,500

 

Top Mortgage Lender in Lafayette, LA

At Family First Mortgage Inc., we proudly serve Lafayette, LA, and surrounding areas as a trusted mortgage lender and mortgage broker offering expert home loan solutions. With over 70 years of combined experience, our team provides a personalized home financing experience across Louisiana and Texas. As a leading mortgage company in Lafayette, we’re committed to delivering some of the lowest mortgage rates and fees in the industry. Our exceptional client service in Lafayette and Acadiana is backed by over 180 five-star reviews on Google. Trust us for all your home mortgage needs in Lafayette, Louisiana, and Texas.

Lafayette's trusted mortgage lender: Start your home loan journey today!

Whether you're a first-time home buyer or looking to refinance, we offer expert guidance on home loans in Lafayette, making the process clear and easy. At Family First Mortgage Inc., we’re more than a Mortgage lender, your family becomes our family. We’re your trusted Mortgage Company in building a stronger financial future. Explore various loan options, including

Our service areas include: Lafayette, Broussard, Carencro, Youngsville, Scott, Breaux Bridge, St. Martinville, New Iberia, Lake Charles, and in all of Louisiana. In the state of Texas, we will be focusing on the larger metro areas: Austin, Dallas, and Houston just to name a few.

How much do you qualify for?

No Obligation. No Credit Check.

Why Choose Us

$1 Billion +

in loans funded to date

4500+

Families Helped Since 2004

182

Five Star Google Reviews 

A selfie picture of a happy family

About Family First Mortgage

To Chris Chustz, family is everything, but family for him takes on a wider meaning than most. He is the face of Family First Mortgage, founder and owner since 2004. He lives here in Lafayette with his four children and wife, Angelle; he is proud to call this community home.

“Family is our mission. We want to reach people and make an impact in their lives. We are here to help clients achieve their dreams,” says Chris. He explains that it's his goal is to reach the community in any positive way. He wants Family First Mortgage to become a beacon of light for Acadiana, starting with faith in God and Family. Helping people to finance their dreams is just the beginning. Chris has taken the name Family First and extended it to mean community as well. “We want every customer to feel connected and comfortable with our process. This isn't just about finance for them or for us. It's deeply personal and we want them to feel like family.”

It's obvious to anyone who walks through the doors at Family First, that this experience will be like no other in Acadiana. Chris leads his entire Family First team by example, often reminding them to LEAD.

L-Love.
E-Encourage.
A-Affirm.
D-Develop.

“That's what I try to show everyone who walks in this building. We want people to leave better off than they came to us.”

The latest in mortgage news.

mortgage-companies-lafayette-la-financial-future

Why Mortgage Companies in Lafayette, LA Play a Bigger Role in Your Financial Future Than You Think

When most buyers begin their homeownership journey, they focus on listings, neighborhoods, and interest rates. What they rarely consider is how much influence their…

Read More

The Home Loan Choice That Impacts Lafayette Buyers Long After Closing

For many buyers, closing day feels like the finish line. Papers are signed, keys are handed over, and life in a new home begins.…

Read More

The Mortgage Decision Many Lafayette Homebuyers Overlook—and Why It Matters

For many buyers, securing a home mortgage feels like a race to approval. Documents are gathered, rates are compared, and offers are submitted as…

Read More

Our clients are the foundation of our success

  • Chris and I worked together for over a year and a half and it was by far, the best experience I've had working with a mortgage company. I went through... read more

    julia trahan Avatar julia trahan
    February 28, 2024

    Chris and his team are all first class! They all help you with whatever questions you have and anything that you need regarding your loan. He stays on top of... read more

    Lisa M Avatar Lisa M
    November 28, 2024

    Family first were very great people to work with very smooth and quick. Any questions I had were answered with ease and kindness. Definitely would recommend to anyone!!

    Dustin Robarge Avatar Dustin Robarge
    November 28, 2024

    I highly recommend Family First!! Chris is a Godly man of high integrity. He and his team really care about every client. They made everything so easy and painless. Call... read more

    Jonathan Sanchez Avatar Jonathan Sanchez
    December 28, 2024
  • Our Mortgage broker Chris is fantastic. He’s not only a great friend but an even better broker. He’s always on his game and very knowledgeable and prompt with anything I’ve... read more

    Johann Sathre Avatar Johann Sathre
    July 28, 2024

    I bought my first house in August 2023. Highly recommend, the best place to buy a house! Hands down! Chris and Hannah took care of everything for me in a... read more

    Dre Roy Avatar Dre Roy
    February 28, 2024

    Thank you for getting me all the way to the closing table family first mortgage is the best I’ve learned so much in the process!!! I’m grateful to have work... read more

    Courtney Francis Avatar Courtney Francis
    February 28, 2024

    Mr. Chris Chustz treated us like family. The entire office was so welcoming and helpful. His staff made our home buying process as smooth as possible. They were always there... read more

    Taylor Thibodeaux Avatar Taylor Thibodeaux
    February 28, 2023
  • I had a wonderful experience with Family First Mortgage! From the moment I reached out, the team was incredibly helpful, responsive, and made the entire mortgage process smooth and stress-free.... read more

    Blaine Poole Avatar Blaine Poole
    February 7, 2025

    Family First Mortgage helped me and my family to achieve a better life choice and they worked with me every step of the way to make sure I was taken... read more

    Brittney Hayes Avatar Brittney Hayes
    February 28, 2024

    Where do I begin.. This was such an amazing experience for my husband and I . Jason Alexander’s knowledge and welcoming ambience definitely made this that much more amazing... read more

    shantell carter Avatar shantell carter
    February 28, 2024

    I had the pleasure to work with Mr Baron. He was 1st class from the beginning to the end. I would definitely recommend my family and friends to Family First... read more

    MsElaine Vavasseur Avatar MsElaine Vavasseur
    February 28, 2023
  • There is nothing better than working with family and that’s exactly how Chris Chustz at Family First Mortgage has made us feel! Chris has been and will always be our... read more

    Lindsay Sathre Avatar Lindsay Sathre
    July 28, 2024

    The absolute best!!! Chris and Hannah are amazing, they walked us through every step of the process. They are absolutely beautiful people. We absolutely highly recommend them!

    Dawn Vedros Avatar Dawn Vedros
    February 28, 2023

    Chris and his team are awesome! They are very efficient and the entire staff are all about customer service!! Top notch. If you need any kind of mortgage or title... read more

    Shawn Connors Avatar Shawn Connors
    February 28, 2024

    Derrick and I have used Chris for multiple properties and plan to use him for future purchases. Chris is knowledgeable, professional and very dedicated to making sure we were satisfied... read more

    Tayla L Avatar Tayla L
    February 28, 2024