If you are a first time home buyer, you are probably excited, nervous and have a whole lot of questions about the entire process. Buying a home is a big decision and we want to be here to help you out along the way.  The first thing you want to do is prepare and review…

Making the decision to purchase a home can be very exciting, but we know that it can also bring about a lot of questions and concerns. It’s a very big decision especially for a first time home buyer and at Family First Mortgage in Lafayette, LA want to do whatever we can to help you…

The key factor that lenders consider when it comes to determining the amount and rate at which you borrow funds is your credit score. Your credit score is determined by your credit worthiness, or how likely it is that you will be able to repay the amount of money loaned to you. Many people are…

Are you considering to moving to Louisiana but just aren’t sure if it’s the right choice for you? There are some things you should take into account before making that choice, and we want to help you figure out if it’s the right decision for you. Making a move whether it be to a new…

If you are buying a home and are not purchasing with cash, you are most likely considering your finance options and the most common type of loan is a conventional loan. A conventional loan is not backed by the government like an FHA or VA loan. Types of Conventional Loans Another type of conventional loan…

If you are in the market to purchase a home, there’s plenty of things to research, but the most important, and usually the first thing people consider is financing. The next thing you’ll want to do is decide between the two types of mortgages: fixed rate or adjustable rate mortgage. The main difference between the…

Are you in the process of buying a home but just not sure how you plan get funding? Or maybe you’re a first time home buyer looking for potential options to purchase without a significant down payment? Maybe a USDA is the right choice for you to fund the purchase of your new home. What…

For those who have served in the military or armed forces, a major benefit they receive is the option to purchase a home with a VA loan. For those that qualify, they can use this loan to purchase a home or use to purchase land and build on the property. VA loans can be very…

Thinking About Buying a Home? Are you considering buying a home and thinking about whether or not you can truly afford it? You know that there is the cost of the home, taxes, insurance, but you keep hearing about closing costs and you’re not sure what they are, how much they are, or to whom they…

An interest rate is an amount it costs to borrow money and is usually calculated in a percentage. If you are borrowing a large amount of money, you will want to keep the interest rate low so that you can keep the overall cost of the loan as low as possible. Many short-term loans have…